An interactive view of the housing boom and bust

This map was originally published in September 2013 and has been updated annually as new Home Mortgage Disclosure Act data become available. This 2020 update incorporates 2019 mortgage originations and includes information on purchase and refinance loans.

Since 2008, the tight credit environment has constrained mortgage lending and disproportionately affected Black and Hispanic households. As a result, these communities found it hard to take advantage of the low home prices and low interest rates that followed the housing market crash, missing an important opportunity to build wealth through homeownership. Credit remains tight today while home prices have now exceeded their precrisis peak, further limiting affordable housing options for minority homebuyers.

One dot equals 10 mortgages

2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019

This map was originally published in September 2013 and has been updated annually as new Home Mortgage Disclosure Act data become available. This 2018 update incorporates 2017 mortgage originations and includes information on purchase and refinance loans.

Since 2008, the tight credit environment has constrained mortgage lending and disproportionately affected Black and Hispanic households. As a result, these communities found it hard to take advantage of the low home prices and low interest rates that followed the housing market crash, missing an important opportunity to build wealth through homeownership. Credit remains tight today while home prices have reached their precrisis peak, further limiting affordable housing options for minority homebuyers.