Tracking Financial Vulnerability in the UK

A Data Tool for Policymakers


Last updated October 29, 2021

Policymakers in the United Kingdom are exploring solutions to sustainably improve financial well-being. They need to know how their constituents are faring, but many measures of financial health are out of date or narrow in scope.

To offer a clearer picture, we created the UK Financial Vulnerability Index using publicly available measures and unique consumer data from Lowell, one of Europe’s largest credit management services companies. Use this tool to see how financial vulnerability has changed since 2017 and where resources could be better targeted to improve financial resilience.

Loading…

Find your score

An area’s Financial Vulnerability Index score ranges from 0 to 100. The higher the score, the greater the financial vulnerability experienced by people in the area.

Select a nation, region, or parliamentary constituency to see that area’s Financial Vulnerability Index score and the six component measures that make up that score.

0–30 31–40 41–50 51–65 66–100
Low Medium High

Financial Vulnerability Index


Components


Share of adults who are Lowell consumers in default
Share of adults claiming social benefits
Share of Lowell consumers with high-cost loans
Average credit use among Lowell consumers
Share of adults without emergency savings*
Share of adults using alternative financial products*
*Data are for February 2020.
*Data are for February 2020 and measured at the NUTS2 level.

Explore change over time

See Financial Vulnerability Index scores and their components for every quarter since 2017. To select a specific nation, region, or parliamentary constituency to view, use the search box above.

Selected areas

PC
Region
UK average

Financial Vulnerability Index

Components

Share of adults who are Lowell consumers in default
Share of adults claiming social benefits
Share of Lowell consumers with high-cost loans
Average credit use among Lowell consumers
Share of adults without emergency savings
Share of adults using alternative financial products

Data for the share without emergency savings and the share using alternative financial products are available only for April 2017 and February 2020.

Data for the share without emergency savings and the share using alternative financial products are available only for April 2017 and February 2020. They are measured at the NUTS2 level.